Aditya Vikram Kashyap

We have built financial systems that exceed human comprehension, then dressed them in the language of transparency. The reckoning will not be kind.

A fabricated press release about a listed company or a synthetic video of a bank CEO could trigger panic selling before regulators or fact-checkers can intervene. The same scale that is India's digital strength also makes it ground zero for the risks of synthetic deception.

As AI evolves, data isn't the new oil—it's our digital DNA. Its quality, ethics, and privacy will decide whether technology empowers humanity or deepens the cracks of mistrust.

AI is reshaping finance with speed and efficiency, but at the cost of human judgment and accountability. Without principles, automation risks creating systems that quietly exclude and erode trust.

AI doesn't understand ethics but it understands patterns. We like to call these systems "intelligent," but they're not. At least not in any human sense. They don't know what's fair. They don't care what's just. They don't wrestle with ambiguity. They don't understand nuance.